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Peach State says: Middle Class Humor and Current Events


My husband and I went to do a few errands, yesterday, on his day off. Fox News had been talking about the overnight jump in gas prices in Ohio…we did not know it was here in Georgia too! We drove into the gas station and the price had jumped 15 cents. He laughed and said “I guess I should have filled up last night when it was $3.63 a gallon!” The numbers began to spin around as if possessed! Click! My husband got back into the car…”Well at least I am no longer driving the truck!” It would be way over $75 to fill up and he uses almost two tanks per week. At least we have Middle Class Humor and Current Events!

I guess his stomach was growling because he asked where I would like to eat. We decided on trying out the new Panera Bread restaurant. We ordered conservatively: 2 sandwiches with chips, 1 orange juice and one water, and 2 cinnamon rolls. One of the cinnamon rolls was 99 cents! “They were for his dessert later that night.” The red flashing lights streaming from the register should have told us to run…”That will be $21….” My husband handed the girl, behind the register, the money as he choked back his shock and surprise. As we found a seat he looked at me and said $21…!” We were offered a free pastry due to slow service and my husband told me to select a pastry. “If we are going to pay this much for a meal we might as well get all we can!” We enjoyed our meal and time together.

We left and were headed to the local home improvement store to buy lightbulbs. We were driving down the road and headlines became the topic of conversation. They were not just any headlines…well you will see.

*In Lieu of a Summer Trip We Bought a Tank of Gas and Lunch at Panera Bread!

*Cost of Gas and Lunch Bankrupt Family!

*Who Needs Lightbulbs Anyway?

*Family Vacations at Local Gas Station!

*Vacation Destinations Now Include Gas and Grocery Stores!

I see families taking vacations and talking about their vacations on Facebook. They are going camping or visiting Disney and the some head to the beach. I would love to go to the beach house. It is relatively inexpensive except for the gas. I guess we just prioritize differently. A friend posted a picture on Facebook and well it gives us a good laugh…but could it be a true statement?


Our boys are learning how to repair their vehicles themselves…they shop around for the best prices and replace the brakes and most recently an alternator. My 21 year old saved over $150 by replacing the brakes on his truck with his brother. “I think my husband may have supervised!”
My 18 year old had to replace his alternator this week and was immediately on the phone to the auto parts stores comparing prices. “I must have done something right!” I came home from church that night to see my sons under the hood with grease ridden faces and hands…and they were googling the how to guide. It took them several hours but they did it…and saved more money. After cleaning up they collapsed, proud in their accomplishment, and still had greasy faces.

I am old enough to remember my parents complaining about gas prices…I remember complaining about higher gas prices and the cost of living…and now…well we try not complain. We just make jokes! If we can’t laugh about our situation we will get more upset and stress out. We have enough stress today without fighting over the cost of gas. Cut back on trips…combines errands…do it yourself repairs…and don’t forget the lightbulbs while you’re out! Middle Class Humor and Current Events!

The politicians of our nation don’t feel the pinch in the wallet. They do not see the soaring prices the way we do. They campaign on the issues and against each other. If one comes up with a plan another will tear it down. Campaign promises are made and forgotten. They get back on their fancy buses and planes and move on to the next campaign stop. Maybe they do feel the pinch…with all the money they are spending for fuel they can’t afford the commercial air time!

Creative spending not splurging is the norm in our house. Oh..wait…I do splurge! I got a coffee at Starbucks the other day…with a free e-card! “I was worried for a second!” I have found that when I buy my “ginormous” (giant and enormous smashed together) bag of espresso beans I will get a free coffee…I earn Swagbucks and get e-gift cards for Starbucks…I love free Starbucks! Shopping wisely, cutting back, and finding deals are the way we live now. We sacrifice in ways to make ends meet! “Soap is soap…right?” I no longer get my specialty hand soaps with fragrances and colors for each sink in the house. Refillable soap decanters and over-sized containers of plain liquid soap will have to suffice. We all do our part!

Have your and your family made changes in how you spend? Have you changed the way you drive or the number of trips you make? Do you cut out coupons and pay attention to the prices? Do you get excited when you save money? Do you have or find Middle Class Humor in today’s Current Events? Please send me your money saving ideas and techniques! We need to help each other…after all…we all will need lightbulbs eventually!
Have a great day!

Peach State

Peach State says: Current Event Friday


The National News shows us a disturbing picture of the road ahead. The world’s finances are faltering and the jobs situation is in a downward spiral. Those people looking for jobs are competing with those who have more experience that have lost jobs due to cutbacks in the companies trying to stay afloat. Insurance is at an all-time high and there are too many families without insurance. Current Event Friday is the theme today! So many issues to choose from…where should we start?

How about the World of Finance?
I will talk from the prospective of an average Middle-Class American Family.
My husband had retired from a high management position to focus on the business he had started from home. The new business had begun to take off and within a year of his retiring we were living “high on the hog”! It was to good to last…the business took a hit and has all but dissolved. My husband, fortunately, was a saver and this allowed us to maintain for four years while he tried to find a job.

The strategies for our survival during this economic downturn should be used as a model. The
only problem was that the Financial Advisors were telling the nation to spend. Spend? We could barely afford gas for the cars and food. We paid the bills…kept the house current…and still managed to eat. The proverbial “belt was tightened” and our little family used it as a teaching tool.

My husband and I came from humble roots and were both familiar with wants versus needs. We kept the same philosophy even through the good times. “I told you he was a saver!” I became an experimental chef…that means I was very creative with my recipes. It is a good thing to know that ground beef can be so versatile! We combined trips to avoid having all the cars on the road using up the fuel…we found rides (“very humbling”), and cut out the unnecessary spending. “Pizza was not delivery but homemade!”

My husband found a job and things remained tight. He needed gas to drive the hour to work and home…he took the car that had been at my disposal…”that hurts” and the paycheck was not what we were hoping for. This was probably a good thing…we remained watchful of the spending and have survived. The boys have even learned a thing or two about living on a small budget.

The bad news is that so many people around us and throughout the Nation could not do what we have managed to do. They have lost their homes and families have fallen apart. Fear and crime are on the rise…people do not know how to react. “Cut back…way back…” may sound like a corny cheer but it works. Yes, it has been difficult and very inconvenient but, we are still together and still enjoy being around each other.

I know you are probably thinking how elementary my approach seems to something so serious as this National Financial-Economic Crisis. It is not due to my lack of understanding. I may not fully comprehend the intricacies of the Finance World or the reasoning behind the plans from Washington. I just wanted to keep my family safe and together. If we just take care of each other and work out from there…to those in our community we can all get through this.

Peach State