Peach State says: Current Event Friday
I would like to touch on the healthcare situation in the United States. We have had no medical insurance for about 4 years now. This is quite a story and it started when my husband retired. Once the insurance coverage we had through his job discontinued he began looking for another carrier. The cost were so high with premiums of almost a $1000 a month. “Highway robbery!”
We finally found a company and were informed everyone was covered…except me. “She is to overweight!”. So I lost the weight beyond their desired recommendations only to be told I was diabetic and they would not cover me. Wow! In losing the weight I was able to control my sugar levels and the A1C level, used to determine Diabetes, was normal. This meant I was not Diabetic! Then they said I could not be covered because of Asthma…Really? I have had Asthma since I was a young child. Finally, after two years, I received coverage…but the story is only beginning.
The problem with this story is the fact that many Americans cannot afford healthcare because of joblessness. When the economy began its downward spiral the percentage of out of work Americans began to rise. Loss of medical benefits and inability to afford the insurance rates, as an unemployed person, became the norm.
We had a personal business that was flourishing when my husband had retired from his job. He had been working daily to maintain both job and family business and realized the family business was making more money than the other job. He retired to focus on the family business. The family business took off and soared well beyond our expectations. But as the Economy turned our business began to fall apart. We could not afford the insurance premiums any longer. And just like that…no insurance. We do not qualify for State Healthcare and cannot afford the visits to the doctor. “That is a vicious circle all by itself!”.
How sad that people cannot afford the premiums…I wonder why! The insurance will not cover medical procedures like they use to and the doctors do not get paid what they need…oh wait..”Is it because they have raised their prices too?”. The pharmaceutical companies have raised their prices to skyrocketing amounts and the insurance companies will not cover the costs. “Who is making all the $$$?”. How can the cost go up so high when the service has gone down so low? The answer to that question will remain a mystery!
It is really sad to know that most everyone I know has little to no insurance. We try an avoid seeing the doctor because of the out of pocket expense. We do without medications because without a job or low-paying job we can’t afford the prescription.
It seems to me that the Medical Community is trying to be just like “Big Government”. So big that no one will be able to monitor what the different sections are doing. Cost will continue to rise and service will continue to slid downward. How sad that this is the way things are in the United States. The once thriving medical field is only after one thing….$$$! And with Americans out of work and out of $$$ the insurance and medical costs will just rise. They don’t have enough coming in so they have to charge more to make ends meet. Wow..Really! “Sad!”
The amount of information on this dire state of events floods the media outlets and is the topic of conversation for many. I have not even touch the tip of the proverbial iceberg and it is already bad.
Do you have insurance? Can you afford to pay your medical bills?